Saturday, July 18, 2009

Health Insurance Blues

Most of the readers of Digital Doorway know by now that my wife Mary and I are preparing to leave our static home in New England for an itinerant life on the road. That said, leaving our home necessitates quitting our jobs, and when that paycheck stops rolling in, something else will also end----our health insurance. 

Now, my European friends simply cannot comprehend this, but millions of Americans remain in jobs that they hate for one reason and one reason only---their health insurance. And many Americans who share our dream of self-employment and entrepreneurship also allow their dreams and aspirations to be thwarted by that very same health insurance bogeyman. 

What is it about America that those who wish to do something different must suffer for their choices? Why are there millions of uninsured children who go without primary care because their parents cannot pay for their care? Why do tens of millions of adult Americans with chronic illnesses languish without health care and health insurance? 

My wife and I want to manifest a life of creative self-employment and entrepreneurship, a vibrant engine of economic growth upon which American society was actually built. So, why are we forced to pay extortionate amounts of money so that we can have the simplest, most basic form of catastrophic health insurance? In this country built upon the entrepreneurial genius of those willing to take a risk, why are the risk-takers economically penalized? 

I ponder these questions as we look towards the end of my job, the cessation of our health insurance, and the uncertain road ahead. If we were European, this conversation would never have to occur. In fact, it would be seem ludicrous. 

Will this country ever change? 

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